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Hard Money Mortgages

At Bennett Capital Partners, we offer a range of mortgage options to meet the unique needs of our clients, including Hard Money Mortgages. Hard money lending is a financing solution that involves private investors or companies that lend money based on the value of the property as collateral. This type of lending is ideal for borrowers who need quick access to funds or have difficulty obtaining traditional financing due to their credit history.

Our experienced team of mortgage professionals specializes in connecting borrowers with the best hard money lenders in our extensive lending network. Whether you need a hard money loan for a fix-and-flip investment property, bridge financing, or any other purpose, we are here to help.

We offer bad credit loans and other hard money lending options tailored to your unique needs. Our team takes pride in providing exceptional service and personalized attention to every borrower, regardless of their credit history.

At Bennett Capital Partners, recognized as the Best Mortgage Broker when it comes to private lending and hard money mortgages, we are committed to transparency, honesty, and integrity in all aspects of our business. You can learn more about our company and our team by visiting our About Us page.

Ready to get started? Apply for a hard money mortgage today with our simple online application process using our Apply Now page. Let us help you secure the hard money financing you need to achieve your real estate investment goals.


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Our Expertise in Hard Money Mortgage Lending


Welcome to Bennett Capital Partners, your reliable hard money mortgage broker in Miami and throughout Florida. Our team of experts has extensive experience and expertise in providing the best hard money loans in florida for various property types. We offer a wide range of hard money mortgage programs for different transaction types, including fix-and-flip, land development, rental properties, and more. Here are some of the reasons why we are the experts in hard money lending:


Extensive Network of Lenders


As brokers, we have access to a vast network of lenders and private investors that allows us to provide our clients with the widest range of options when it comes to hard money loans. This enables us to find the best interest rates and terms to fit your unique financial situation and property needs.

Personalized Service


At Bennett Capital Partners, we believe in providing personalized service to meet our clients' specific needs. Our team of experts will work with you one-on-one to understand your real estate goals and help you find the best hard money loans in florida to fit your needs.


Fast Closing Times


We understand that time is of the essence when it comes to hard money lending. That's why we work tirelessly to close your hard money loan as quickly as possible. Our streamlined application process and efficient team of experts ensure that you can secure financing for your property in a timely manner.

Competitive Rates


Our extensive network  of lenders and private mortgage lenders enables us to find the most competitive interest rates for your hard money loan. We work hard to ensure that you get the best deal possible when it comes to your mortgage.

Industry Knowledge


As experienced hard money loan brokers, we possess in-depth knowledge of the industry, particularly in Miami, FL. Our network includes reputable hard money lenders in Miami, FL, and throughout Florida. Whether you require hard money loans in Miami Beach, seek private lenders in Miami, FL, or need assistance as a hard money lender yourself, we have the expertise to facilitate successful transactions. From financing options for rental properties to securing private money loans, we navigate the complexities of the process, ensuring your real estate goals are accomplished. Contact us today to tap into our industry knowledge and expertise in the hard money lending field.

Contact Us today to learn more about how our expertise in Hard Money Mortgages can help you achieve your real estate goals in Miami or anywhere else in Florida.


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Hard Money Mortgage Programs

Cash-out hard money loans

Cash-out hard money loans are a type of financing that allows borrowers to tap into the equity of their property and obtain cash for any purpose. This type of loan is popular among real estate investors who want to access their equity to fund new investments or undertake renovation projects. Cash-out hard money loans have flexible underwriting standards and can be processed quickly, making them an attractive option for borrowers who need cash fast. Additionally, this type of loan can be used to refinance an existing mortgage, consolidate debt, or pay for unexpected expenses. 

Purchase hard money loans

Purchase hard money loans are specifically designed to help borrowers purchase real estate quickly and efficiently. These loans are ideal for those who may not qualify for traditional financing or who need to close quickly on a property. With purchase hard money loans, borrowers can receive the funds they need to purchase a property with little to no money down and flexible repayment terms. These loans are commonly used in fix-and-flip projects, auctions, and other situations where traditional financing is not available or practical.

Foreclosure bailout hard money

Foreclosure bailout hard money loans are designed to help borrowers facing foreclosure on their property. This type of loan provides a quick and easy solution for borrowers who need to refinance their property in order to avoid foreclosure. With a foreclosure bailout hard money loan, borrowers can access the funds needed to pay off their existing mortgage and any outstanding debts, while also avoiding the negative impact on their credit score that comes with a foreclosure. These loans typically have flexible underwriting standards, making them an ideal option for borrowers who may not qualify for traditional financing options.

Commercial hard money 

Commercial hard money loans are short-term loans used to finance commercial properties that traditional banks may not finance due to their condition, location, or other factors. These loans are typically secured by the property itself and require less documentation than traditional commercial loans. Commercial hard money loans are ideal for investors looking to acquire or refinance commercial properties quickly, as they offer fast turnaround times and flexible loan terms. With a commercial hard money loan, borrowers can take advantage of competitive interest rates and leverage their real estate investments for maximum return.

Refinance hard money loans

Refinance hard money loans
Refinance hard money loans are a popular option for borrowers looking to replace an existing mortgage with a new one that better fits their financial situation. This type of loan can help lower monthly payments, reduce interest rates, or extend the loan term to provide more time for repayment. Refinance hard money loans can also be used to take advantage of equity in the property, providing access to cash for other purposes. With a streamlined application process and flexible qualification requirements, refinance hard money loans offer borrowers an efficient and effective way to improve their financial situation.

Builder Spec Home Financing

Spec home financing programs are a unique type of funding tailored for builders constructing homes without pre-sold buyers. Unlike traditional construction loans sold on the secondary market, offer more accommodating underwriting standards, extended loan terms, and potentially lower initial investment requirements. This flexibility makes them an excellent choice for builders with unique circumstances or those who may not qualify for conventional construction loans, providing a valuable resource for maximizing returns and mitigating risks in speculative home building.

Renovation hard money loans

Renovation hard money loans are a financing option for those looking to make improvements or renovations to an existing property. These loans are designed to provide funds for renovations and can cover the cost of materials, labor, and other expenses associated with the renovation project. Renovation hard money loans offer flexibility in terms of financing, and borrowers can often secure these loans with less stringent credit and income requirements compared to traditional loans. This makes them a popular choice for real estate investors and homeowners who want to renovate a property for personal use or for resale purposes.


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Hard Money Mortgage Lending Insights

Hard Money Lending: Understanding the Basics

This blog post explains the basics of hard money lending and how it works, making it a valuable resource for anyone interested in obtaining a hard money mortgage. The article discusses the advantages and risks of hard money lending, as well as the eligibility requirements and types of loans available. The post highlights the importance of choosing the right lender and provides information on how Bennett Capital Partners can help borrowers navigate the complex world of hard money lending. The company offers a range of hard money lending services, including fix and flip loans, bridge loans, land loans, construction loans, commercial loans, and residential loans. By reading this post, borrowers can gain a better understanding of hard money lending and make informed decisions about their financing options.


Fannie Mae Multifamily Mortgages: A Comprehensive Guide

This comprehensive guide provides an in-depth look at Fannie Mae multifamily mortgages and everything you need to know about them. If you're considering investing in a multifamily property, a Fannie Mae multifamily mortgage may be a viable financing solution. In recent years, Fannie Mae multifamily mortgages have become increasingly popular among real estate investors due to their competitive terms, flexible underwriting, and streamlined application process. However, before making a decision, it's important to understand the eligibility requirements, underwriting and loan terms, benefits and risks, and application process. This guide covers all these topics and more. It also includes several internal links to help you explore our commercial mortgage services, learn more about us, and get started on obtaining financing for your multifamily property investment.



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Table of  Contents Hard Money Mortgages FAQ

Discover helpful tips and tricks on mortgages by reading our blog posts:

Discover The Best Rental Loans For Your Investment Properties To learn about the different types of rental loans Bennett Capital Partners offers. Click here to read the full article

How to Qualify for an FHA Loan: The Complete Guide - Learn about the factors that help you qualify for an FHA loan. Click here to read the full article

A Comprehensive Guide To Jumbo Loans In Miami Florida to learn more all about jumbo loans and how you can get the best rates. Click here to read the full article

Unlocking Opportunities with Commercial Hard Money Lenders to learn more all about commerciaL hard money mortgages. Click here to read the full article

Condo Loans: Everything You Need To Know to learn more about how this program can help you purchase your dream condo in Miami. Click here to read the full article

Home Possible® Mortgage Income Limits & Guidelines to learn more about how this program can help you purchase your first home. Click here to read the full article

Additional Resources:


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Understanding Hard Money Mortgages


What is hard money lending?


Hard money lending  Hard money lending is real estate financing based on property value rather than borrower credit. It's ideal for quick closings, foreclosure buyouts, and non-warrantable condos. Beware of higher rates, fees, and property risks.

How does hard money lending work?


Hard money lending offers short-term loans secured by real estate, focusing on property value instead of borrower credit. Approval is faster than traditional loans, but expect higher rates and a balloon payment at the end.



What types of properties can I finance with hard money loans?


You can finance residential, commercial, multifamily properties, land, fix-and-flip projects, foreclosure properties, short sales, non-warrantable condos, and foreign national properties with hard money loans.


What are the eligibility requirements for hard money loans?


Hard money lenders consider property value, require a down payment (10-30%), may check credit scores, prefer real estate experience, and need a solid exit strategy for loan repayment.

How long does it take to get approved for a hard money loan?


Approval times for hard money loans vary, but they're typically faster than traditional loans. Borrowers can often get approved within a few days due to a focus on property value rather than creditworthiness.

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What Our Clients Say


Alex S. 

Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip …
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