DSCR Mortgage Programs | DSCR Loans
For Real Estate Investors
Flexible Financing Solutions for Florida Investors
As a top mortgage broker headquartered in Miami and serving all of Florida, Bennett Capital Partners specializes in securing financing for real estate investors seeking flexible loan options. Our DSCR Loan Programs are designed for property investors who want to qualify based on the cash flow generated by their investment properties, rather than relying on traditional income verification methods like W-2s or tax returns.
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Whether you’re an experienced investor or just starting to build your portfolio, we help you qualify for a DSCR mortgage by focusing on your property's debt service coverage ratio (DSCR), ensuring that the rental income covers your mortgage payments.
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With over 20 years of experience in the mortgage industry, we’ve mastered DSCR loan requirements and built strong relationships with a wide network of wholesale mortgage lenders and private lenders. This allows us to offer competitive rates and terms on DSCR loans, tailored to your unique investment strategy. We simplify the process, providing personalized guidance from start to finish, so you can focus on expanding your portfolio.
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Our DSCR Loan Programs cater to investors looking to finance a variety of properties, including single-family homes, condos, multi-family units, and more. Lenders assess the income generated by your property to determine eligibility, making these loans ideal for those with complex financial situations or non-traditional income streams.
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Whether you’re purchasing a new investment property, refinancing an existing one, or expanding your real estate portfolio, our experienced team is here to assist you every step of the way. Contact us today to learn more about how we can help you secure a mortgage tailored to your investment goals—whether you’re based in Miami or anywhere across Florida.
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📞 Call us now at 1-800-457-9057 or apply online to start your journey.
DSCR MORTGAGES
DSCR Loan Program Highlights
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✔ SFRs, 2-4 Units, Condos, Townhomes, Condotels, & Non Warrantable Condos
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​✔ Non-Owner Occupied only
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✔ No income or job verification
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✔ Min 640 FICO
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✔ Loan amounts up to $5M
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✔ 30 Year Fixed Program
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✔ 10 Year Interest Only Options
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✔ Vesting in Personal Name, Corporations, LLC's and Living Trusts
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Disclaimer: Program terms and availability are subject to change. Qualification requirements, including credit scores and loan limits, may vary by lender. This program is for investment properties only. Please consult with a licensed mortgage professional to determine eligibility and program specifics.
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What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip helped us close our dream home!