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Miami Mortgage Broker
Bennett Capital Partners Mortgage  
Best Rates, Personalized Service

Bennett Capital Partners a licensed mortgage broker company serving Miami and the entire state of Florida, closing loans in every county. Our team of experts has been helping homeowners and investors achieve their financial goals for over two decades.

Our Miami Mortgage Broker Services

As a leading Miami Mortgage Broker at Bennett Capital Partners Business NMLS# 2046862, we specialize in real estate financing in Miami, offering personalized solutions that cater to residential and commercial clients. Our team of experienced mortgage brokers and loan officers is committed to guiding you smoothly through the intricacies of mortgage financing.


With over 20 years of building relationships with a diverse range of financial institutions, including wholesale mortgage lenders, private lenders, family offices, community banks, national banks, credit unions, and more, we are well-equipped to help you find a mortgage loan that is perfectly suited to your unique needs. Additionally, our team is ready to assist you with closing costs and provide expert guidance and sound advice at every step of your mortgage journey. Discover why we are Miami's go-to mortgage broker near you.

When choosing a mortgage broker, you benefit from our expertise and industry knowledge. Our status as mortgage lending experts in Miami ensures you receive top-tier advice and service. We can help you find the right mortgage lender and mortgage loan to fit your specific financial situation. Whether you're a first-time homebuyer or a seasoned real estate agent, we can help you understand the mortgage process and find the ideal mortgage solution that aligns with your unique needs.

If you're looking to find a mortgage broker you can trust, look no further than Bennett Capital Partners. Our team of experienced mortgage brokers and loan officers is here to help you every step of the way. us today to learn more about our mortgage services and discover why we are the best mortgage broker in Miami and throughout Florida.

We provide a range of residential mortgages in Miami to meet the unique needs of our clients, including:

Home Loans


At our organization, we understand that buying a home is a major financial decision, and we strive to provide a diverse array of mortgage solutions to suit the unique needs of our clients. We offer conforming loan limits as high as $ 766,500 for borrowers who are looking to finance a higher-priced home. Our expansive selection of home loan options makes financing your dream home as easy and stress-free as possible.

Whether you're involved in Miami home buying as a first-time homebuyer, a veteran, or simply looking to purchase a new property, we have a loan option. Our selection of home loan options includes a range of loan programs, such as:

✅ FHA loans: This type of loan is designed for borrowers with a lower credit score or a smaller down payment. Backed by the Federal Housing Administration, FHA loans often have more forgiving qualification requirements and lower interest rates than traditional mortgages.

✅ VA loans: Available to active-duty military members, veterans, and their spouses, VA loans offer among the most competitive rates available rates and flexible qualification requirements of any mortgage option.

Conventional mortgages: This is one of the most common types of mortgages and is not backed by any government agency. Typically, these loans have higher down payment requirements and more stringent qualification requirements. than FHA and VA loans.

 First-Time Homebuyer Programs: We offer first-time buyer assistance in Miami, including the Fannie Mae HomeReady program is one standout option among many that we offer for first-time homebuyers, including FHA 100% Down Payment Assistance, VA, USDA, and Freddie Mac HomePossible loans. Each program is specially crafted to address diverse needs, with features like low down payments and flexible credit requirements.

Non-QM mortgages: These loans are designed for borrowers who don't meet the strict qualification requirements of conventional mortgages. They can be a good option for self-employed borrowers or borrowers with non-traditional financial profiles.

✅ Jumbo loans: These are loans that exceed the maximum loan limits set by Fannie Mae and Freddie Mac. They're typically used to finance high-end properties and can have more stringent qualification requirements. We specialize in Florida Jumbo Loans, check out our guide here. 

Hard Money mortgages: This type of loan is a short-term financing option that is typically used by real estate investors to finance fix-and-flip projects. These loans are secured by the property and can have higher interest rates and fees than other types of mortgages.

Private Lending mortgages: These loans are provided by private lenders rather than traditional banks or credit unions. They can be a good option for borrowers with unique financial situations or those who need a no doc loan and don't qualify for traditional mortgages.

Foreign National MortgagesThese mortgages are tailored for non-U.S. citizens looking to buy property in the United States. They are an essential financing solution for international buyers interested in the U.S. real estate market.

Our team of licensed mortgage professionals will help you find the best Florida home loans and guide you through the entire process, ensuring you get competitive Miami mortgage rates.



Explore your Miami refinance options to save money on your monthly payments or pay your mortgage faster. Our mortgage experts can help you find the best refinancing option based on your unique financial situation.

Our refinancing options include:

✅ Rate and term refinancing: This option allows you to change your mortgage rate, loan amount or term to lower your monthly payment or pay off your loan faster.

✅ Cash-out refinancing: This option allows you to take out a new mortgage for more than your current balance and receive the difference in cash. You can use the cash for home improvements, debt consolidation, or other expenses.

✅ Streamline refinancing: This option is available for homeowners with certain types of government-backed loans, such as FHA or VA loans. Streamline refinancing can help you save money on your monthly payments without the need for a home appraisal or extensive paperwork.

We'll help you diligently evaluate all your refinancing options and seamlessly navigate the entire refinance application process.

Investment Properties


Investing in real estate with our investment property loans in Florida can provide a significant opportunity for financial gain. However, financing investment properties can be complicated and require a different approach than financing a primary residence. Our team of investment property experts understands the unique challenges of financing investment properties and can help you navigate the process.

We offer a variety of investment property financing options to help you achieve your goals, including:

✅ Fix and flip loans: These loans provide funding for the purchase and renovation of a property to quickly resell it for a profit.

✅ Ground-up construction loans: These loans are designed for investors who want to build new construction investment properties from the ground up.

✅ Spec Home Financing: Tailored spec home financing solutions, providing builders with the necessary funds to construct homes without a buyer lined up in advance.

✅ Cross collateralization mortgage loans: This type of loan uses two or more properties as collateral to secure a loan for a new investment property.

✅ Rental property loans: These loans are specifically designed to help finance rental properties and multi-family units, providing investors with cash flow from rental income.

No Income Verification Loans: For investors and self-employed borrowers seeking flexibility, our No Income Verification loans offer a variety of programs to choose from. This includes No-Doc Loans, DSCR Rental Loans, No Ratio Loans, Bank Statement Loans, and Profit and Loss Only Loans.

✅ Cash-out refinancing for investment properties: This option allows investors to tap into the equity of their existing investment properties to finance new investments.

Our investment property experts will work with you to assess your financial situation, determine the best deal for your investment goals, and find the financing options that best meet your needs. We understand the importance of making informed investment decisions, and we are committed to helping our clients achieve success in their real estate ventures.

Commercial Mortgages


Our team excels in commercial property financing and is ready to partner with you to secure financing for your commercial property in Miami. Whether you're starting a new business, expanding your current business, or looking to refinance your existing commercial mortgage, we can help. Our commercial mortgage options include:

✅ Small business loans

✅ SBA loans

✅ Commercial real estate loans

✅ Investment property loans

✅ Hard money loans

✅ Bridge loans

✅ Construction loans

✅ Permanent financing

✅ Mezzanine financing

✅ Commercial equity lines of credit


We understand that each business has unique financing needs, so our team will work with you to determine the best option for your specific situation. With our expertise in the commercial mortgage industry, we can guide you expertly through the intricacies of securing financing, and diligently advocate for you to secure the most advantageous terms and rates.


Close with confidence.

At Bennett Capital Partners Mortgage, we pride ourselves on being more than just mortgage brokers; we are your dedicated partners in navigating the complexities of the real estate market. Our experienced team brings a wealth of knowledge and a personalized approach to every client interaction. From guiding first-time homebuyers through the exciting journey of purchasing their first home to assisting seasoned property investors.

Our mortgage brokers and loan officers have successfully guided countless individuals and businesses throughout Florida to achieve their real estate aspirations and safeguard their financial well-being. We work with many clients, from first-time homebuyers to property investors and business owners looking to finance a new venture.

When you choose to work with Bennett Capital Partners Mortgage, you can feel confident that you are in good hands we are more than just a broker support officer. We are dedicated to helping you make the right decisions and achieve your property and financial goals. Whether you are a First Time Home-Buyer or An asset manager for a CRE fund Contact us today to learn more about our mortgage broker services and how we can help you with all your mortgage and financing needs.


➡️ Discover The 6 Steps to Find the Best Mortgage Broker in Miami

Explore the six essential steps to find the best mortgage broker in Miami and secure the ideal home loan. This guide covers everything from understanding your mortgage needs to researching brokers, checking licenses, reading reviews, conducting interviews, and making informed decisions. Learn how to navigate the complex process, save time and money, and find a broker who specializes in the type of loan you need. For personalized mortgage solutions, contact Bennett Capital Partners today.

➡️ The Benefits of Working With A Florida Mortgage Broker: A Comprehensive Guide

Discover the benefits of working with Bennett Capital Partners, your local Miami mortgage broker. Our team offers personalized service and tailored financial solutions to meet your unique mortgage needs. With access to a wide network of lenders, we secure competitive rates and provide expert guidance throughout the mortgage process. Trust Bennett Capital Partners to help you achieve your homeownership goals with ease and confidence. Contact us today for a consultation.

➡️ No More Tax Returns: Bank Statement Mortgages For The Self-Employed In Florida

In this comprehensive guide, we'll explore what bank statement mortgages are, how they work, and their benefits for self-employed borrowers seeking a home loan. With expert advice on qualification, application processes closing costs, comparisons to traditional mortgages and more—armed with the valuable insights from this blog—you'll be well-prepared to pursue your dream of owning a home through a bank statement mortgage. The best part is no tax returns required!

What Our Clients Say

Five Stars

Alex S. 

Philip came highly recommended as a local expert near me, and he truly lived up to the praise. Throughout the entire process, he was remarkably helpful and transparent, securing the best program that perfectly aligned with our needs. Initially, we doubted our chances, but fortunately, Philip’s guidance made all the difference...
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