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Philip Bennett is the founder of Bennett Capital Partners Mortgage, with more than 23 years of experience in mortgage lending, real estate development, and capital markets.

 

Philip holds a BS in Accounting and a minor in Finance from Binghamton University, School of Management, and a Master's in Finance from NOVA Southeastern University. Mr. Bennett played college basketball and held summer internships at Merrill Lynch in New York City.

After graduating from Binghamton University, Mr. Bennett was recruited to work for the international accounting firm Pricewaterhouse Coopers. After one year of public accounting experience, Philip decided to return to graduate school to get an MBA in Finance and enter the financial services industry. While in graduate school starting in 2001, he began working at a small boutique mortgage brokerage firm owned by a college friend in South Florida.

With a degree from a top-ranked accounting program and experience interning on Wall Street, Mr. Bennett naturally excelled and became one of the top-ranked mortgage brokers in the country.

When the financial crisis hit in 2008, Mr. Bennett had no choice but to work for a bank. At the time, the entire mortgage industry collapsed, and banks were the only companies still employing loan officers. After starting at Countrywide/Bank of America, he was ranked 4th in the country in his first year.

In 2010, he decided to leave Bank of America due to the customer service level. Before leaving, turnaround times on refinances were approaching 4-5 months to close. Not happy with the service level his customers received, he decided to go into commercial real estate. After starting out at a national commercial real estate brokerage and becoming one of the top-ranked associates his first year, he was recruited to work for a family office in Winter Park, Florida. He was given the position of Director of Sales for South Florida and was tasked with selling two institutional-quality office buildings in Coral Gables. After successfully selling both assets, he played an integral role in the company's plans to develop Wawa convenience stores throughout the state of Florida.

As the South Florida real estate market started to recover in 2013, he decided to go back into residential lending. Since 2013, Mr. Bennett has held several top producer positions at PNC Bank, BBVA Compass Private Bank, and Citibank. The level of service his clients had was the same, no matter which bank he worked for. Yes, the banks had the lowest rates, but if they couldn't close on time and meet contract contingencies, then it didn't matter what the rate was if it didn't close.

After leaving Citibank, Philip went to work for a large national "Big Box" lender. He thought that this position would allow him to offer better service to his clients. However, he soon realized that the service provided by large national correspondent lenders was not significantly different from that of banks. He realized that in order to provide the best service to his clients, he needed to explore other opportunities that would offer better service and options. This realization led him to explore other opportunities where he could provide a higher level of service to his clients.

Philip Bennett believed that the poor service level he had encountered at his previous job with a large national lender was due to the company's size and bureaucracy. In order to address this issue and improve the level of service he could provide to his clients, he decided to work for a local correspondent lender as Director of Sales. This move allowed him to gain a deeper understanding of the inner workings of a smaller and more agile lender, and learn the skills and knowledge necessary to successfully open his own firm.

In 2017, Philip Bennett put into motion his years of experience in the mortgage lending and real estate industry by founding Bennett Capital Partners. The firm's focus is to help customers navigate the complex process of obtaining a mortgage by providing expert guidance and personalized service. Philip Bennett has been successful in originating over $2 billion in residential and commercial mortgages, this is a testament to his ability to provide exceptional service and secure financing for their clients' real estate ventures. The company's success can be attributed to the wealth of knowledge and experience of its founder, Philip Bennett, and his team, who are dedicated to helping their clients achieve their real estate goals.

Philip Bennett - Bio

Career Bio for Philip Bennett the Founder of Bennett Capital Partners Mortgage

Philip Bennett Headshot Photo

Philip Bennett, MBA

President, Principal Broker

NMLS# 1098318 | CORP NMLS# 2046862

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Areas Served

 

Brickell, Downtown Miami, Edgewater, Wynwood, The Roads, Little Havana, Omni, Overtown, Allapattah, Wynwood Arts District, Midtown Miami, Design District, Buena Vista, Upper East Side, Little Haiti, Morningside, Belle Meade, Shorecrest, El Portal, Miami Shores, Liberty City, Coconut Grove, Coral Way, Silver Bluff, Shenandoah, West Flagler, Grapeland Heights, Coral Gate, Fairlawn, Little River, West Miami, Flagami, Coral Terrace, South Miami, Pinecrest, Palmetto Bay, Cutler Bay, Kendall, Doral, Miami Springs, Virginia Gardens, Hialeah, Miami Lakes, North Miami, North Miami Beach, Aventura, Sunny Isles Beach, Golden Beach, Bal Harbour, Surfside.

Services Offered

 

DSCR Loans, Bridge Loans, Fix and Flip Loans, Bank Statement Loans, P&L Only Loans, Warrantable CondosNon-Warrantable Condo Loans, Condo Loans, Adjustable Rate Mortgages, Hard Money Loans, Bridge Financing, Commercial Property Loans, Down Payment Assistance Programs, Energy Efficient Mortgages, First Responder Mortgage Programs, Fixed Rate Mortgages, HELOC (Home Equity Line of Credit), Home Improvement Loans, Interest-Only Mortgages, Investment Property Loans, Land Development Loans, Luxury Property Financing, Mixed-Use Property Loans, Portfolio Lending, Pre-Purchase Housing Counseling, Property Management Financing, Real Estate Development Loans, Rehab Loans, Relocation Mortgage Services, Rent to Own Programs, Rental Property Financing, Reverse Mortgage Counseling, Rural Housing Loans, Second Mortgages, Self-Employed Mortgage Solutions, Short-Term Mortgages, VA Streamline Refinance (IRRRL), Home Loan Programs, New Loan, Bad Credit Mortgages, Bank Statement Mortgages, Cash Out Refinance Loan, Commercial Mortgages, Condo-Tel Mortgages, Construction Mortgages, Conventional Mortgages, Fannie Mae Homepath Mortgage, Fannie Mae Homestyle Mortgage, FHA Loan, Foreign National Mortgages, Home Mortgages, Homebuyer Programs, Jumbo Mortgages, Land Mortgages, Mortgage Loans, Multifamily Mortgages, No Income Verification Loans, No Ratio Mortgages, Non-QM Mortgages, Online Loan, Refinance Program, Renovation Mortgages, Residential Mortgages, USDA Mortgages.

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6 Steps to Find the Best Mortgage Broker in Miami: Follow these essential steps to identify the best mortgage advisor in Miami and choose Bennett Capital Partners for expert mortgage assistance and personalized service.

What Our Clients Say

Five Stars

Alex S. 

Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip …
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