Jumbo Mortgages

Welcome to our Jumbo Mortgages page, designed for the discerning client who is looking to purchase or refinance a luxury property. At Bennett Capital Partners, we understand that our clients require a specialized approach to their financing needs. That's why we offer jumbo mortgages that are tailor-made to fit the unique financial situations of our private clients.

Our jumbo mortgage programs are ideal for individuals looking to purchase or refinance high-value properties that exceed the limits of a conventional mortgage. With our extensive network of lenders and our expertise in the luxury real estate market, we can provide you with a wide range of financing options to fit your specific needs. Whether you're a first-time homebuyer or a seasoned real estate investor, our team of experts will work with you to find the right jumbo mortgage that fits your unique financial situation.

At Bennett Capital Partners, we pride ourselves on providing our clients with personalized attention and exceptional service. Our goal is to make the jumbo mortgage process as seamless and stress-free as possible. With our extensive knowledge of the luxury real estate market and our commitment to providing our clients with the best possible financing options, we have earned a reputation as one of the premier mortgage brokers for affluent clients in Miami and throughout the state of Florida.

We invite you to explore our jumbo mortgage programs and see how we can help you achieve your real estate goals. Contact us today to speak with one of our experts and begin the journey towards securing your dream property.

Close with confidence.

Get a free quote here

Our Expertise in Jumbo Mortgages

Bennett Capital Partners is your top choice for expert guidance on Jumbo Mortgages in Miami. Our team of mortgage experts has years of experience in the industry and has built a reputation for being the go-to mortgage brokerage company for affluent buyers looking to invest in Miami's booming luxury real estate market. Here are some of the reasons why we are the experts in Jumbo Mortgages:

Extensive Network of Lenders

As brokers, we have a vast network of lenders and banks that provide jumbo mortgage programs in Miami. This allows us to find the best interest rates and terms to fit your unique financial situation as a high net worth borrower.

Personalized Service

We believe in providing our clients with personalized service that meets their specific needs as a jumbo borrower. Our team of experts will work with you one-on-one to understand your financial situation and help you find the best jumbo mortgage program for your luxury property purchase in Miami.

Fast Closing Times

Competitive Rates

Our extensive network of lenders and banks allows us to find the most competitive interest rates for your jumbo mortgage. We work hard to ensure that you get the best deal possible when it comes to your mortgage, as we understand the importance of financial planning for high net worth borrowers.

Industry Knowledge

Our team of experts has extensive knowledge of the mortgage industry and can guide you through the complex process of obtaining a jumbo mortgage in Miami. We stay up-to-date on the latest industry trends and regulations to ensure that our clients receive the best possible service.

Whether you're looking to purchase a luxury home in Miami or anywhere in Florida, Bennett Capital Partners can help you secure the financing you need to achieve your real estate goals. Contact us today to learn more about our jumbo mortgage programs and how we can help you get started on your real estate journey in Miami.

Jumbo Mortgage Programs

Prime Jumbo Mortgages

Designed for borrowers with perfect credit, income, and assets, and a high credit score, this program offers competitive interest rates and flexible terms. Prime jumbo mortgages are ideal for borrowers who need larger loan amounts and want to take advantage of today's low interest rates. Weoffer these programs from all of the best lenders in the marketplace. We have extensive experience in the Jumbo Mortgage space.

Non-QM Jumbo Mortgages

Designed for borrowers who need flexibility, this program requires no income verification, no ratio, and allows for bank statements and other alt doc income verification. Non-QM jumbo mortgages also allow for foreign nationals, investment properties, one year of self-employment, P&L only, and other unique scenarios. With no set guidelines, our non-QM jumbo mortgages are customized to meet your specific needs.

Foreign National Jumbo Mortgages

Designed for non-US citizens who wish to purchase a luxury property in the United States, this program does not require US credit and offers flexible documentation requirements. Our foreign national jumbo mortgages are tailored to meet the unique needs of international borrowers and are ideal for those who want to invest in the US real estate market.

Investment Property Jumbo Mortgages

Designed for investors who want to purchase or refinance an investment property, this program offers competitive interest rates and flexible terms. Our investment property jumbo mortgages are ideal for real estate investors who need financing for rental properties, commercial properties, and other investment properties.

Private Lending Jumbo Mortgages

At Bennett Capital Partners, we have established relationships with a variety of private lenders who specialize in jumbo loans. These loans offer flexible terms, making them ideal for self-employed individuals, high net worth individuals, and foreign buyers. With our extensive experience and network of private lenders, we can help you secure the best private lending jumbo loan for your needs. Contact us today to learn more about how we can help you with your private lending jumbo loan.

Bridge Loans

Bridge loan jumbos are stop-gap funding sources that can provide short-term financing for qualified borrowers. These loans are ideal for those who need immediate financing for a high-value property while waiting for their primary home to sell or to secure long-term financing. We have a vast network of local and national private lending relationships that specialize in bridge loan jumbos. With our help, you can close your loan in as little as 5-10 days.

Portfolio Jumbo Mortgages

Designed for borrowers who are looking for more flexibility in underwriting. Portfolio lenders are able to underwrite loans based on the unique circumstances of the borrower, rather than relying solely on credit score and debt-to-income ratios. This allows for more personalized underwriting, and the ability to use non-traditional sources of income, such as investments, to qualify for a loan. Portfolio jumbo mortgages also offer more flexible terms and may have higher loan limits than traditional mortgages.

Hard Money Jumbo Mortgages

These are short-term loans that are secured by real estate and are often used by investors who need financing quickly or who may not qualify for traditional bank loans due to credit issues. Hard money loans typically have higher interest rates and fees than traditional loans, but they can be a good option for borrowers who need fast funding or who have unique property or financial situations. Our hard money loans are designed to be flexible, with terms that can be tailored to meet your specific needs.

Close with confidence.

Get a free quote here

Jumbo Mortgages FAQ

Welcome to our FAQ page on Jumbo Mortgages. Here are some of the most frequently asked questions about Jumbo Mortgages:

What is a Jumbo Mortgage?

A Jumbo Mortgage is a type of home loan that exceeds the loan limit set by Fannie Mae and Freddie Mac, which are the two government-sponsored entities that back most mortgages in the United States. Jumbo Mortgages are typically obtained through a private lender such as a bank or mortgage company.

What are the Eligibility Requirements for a Jumbo Mortgage?

To be eligible for a Jumbo Mortgage, you must meet the following requirements:

A minimum credit score of 620 (although some programs may allow for lower FICO scores)
A minimum down payment of 10-20% (although some lenders may require a higher down payment)
Proof of income and employment
A debt-to-income ratio of 43% or less
Sufficient liquidity, funds for down payment, closing costs, and reserves

What are the Advantages of a Jumbo Mortgage?

Some of the advantages of a Jumbo Mortgage include:

Ability to purchase high-value properties
Competitive interest rates
Potential for higher loan amounts than other types of mortgages
Access to a wide variety of lenders, including national banks, community banks, non-bank lenders, portfolio lenders, and private lenders.

How do I Qualify for a Jumbo Mortgage?

To qualify for a Jumbo Mortgage, you will need to meet the eligibility requirements mentioned above. You'll also need to provide all necessary documentation, including proof of income and employment, and complete the application process.

Ready to apply for a Jumbo Mortgage? Click APPLY NOW or fill out our Quick Quote form for a quick pre-approval. You can also give us a call at 1-800-457-9057 to speak with one of our experts.

Close with confidence.

Get a free quote here

Jumbo Mortgage Insights

The Benefits of Working with Bennett Capital Partners, Your Local Mortgage Broker in Miami

If you're in the market for a new home, look no further than Bennett Capital Partners. Our personalized service, extensive network of lenders, and fast and efficient process set us apart from traditional banks and lenders. We take the time to understand your unique financial goals and tailor mortgage solutions to fit your specific situation. With our network of lenders, we can offer you more options and find the best rates and terms for your mortgage. Plus, our quick pre-approval process gives you the confidence to shop for your dream home.

Don't miss out on the benefits of working with Bennett Capital Partners. Click the link to learn more!

A Comprehensive Guide to Jumbo Loans in Miami, Florida

If you're looking to buy a high-end property in Miami, you may need a jumbo loan to finance it. At Bennett Capital Partners, we offer a comprehensive guide to jumbo loans in Miami, Florida on our blog post.

Our guide covers everything you need to know about jumbo loans, including the requirements, eligibility criteria, and the differences between jumbo loans and traditional loans. We also explain the benefits of working with a local mortgage broker like Bennett Capital Partners when it comes to securing a jumbo loan.

What Our Clients Say

Alex S.

Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip …

Jumbo Mortgage Rates: Understanding the Factors That Affect Your Interest Rate

Are you in the market for a high-end property in Miami, Florida? You may need to consider a jumbo loan to finance it. Luckily, Bennett Capital Partners has created a comprehensive guide to jumbo loans in Miami, Florida, available on our blog post.

Our guide covers all the information you need to know about jumbo loans, including eligibility requirements, loan limits, and the differences between jumbo loans and traditional loans. We also explain why it's beneficial to work with a local mortgage broker like Bennett Capital Partners to secure a jumbo loan.

Read our Mortgage & Finance Blog

Florida Homebuyers: Everything You Need to Know About Conventional Mortgages

The Benefits of Working with a Florida Mortgage Broker: A Comprehensive Guide

Ultimate Guide to Mortgage Pre-Approval Process

Stay Ahead of the Game with Our Latest Financial Insights

Anchor 9