Inflation Watch: How the Consumer Price Index (CPI) Affects Your Mortgage Rates
Welcome to our latest newsletter, where we will be discussing the Consumer Price Index (CPI) and its impact on mortgage rates. The...
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Mortgage and Real Estate Market Blog
Mortgage Market Insights: The Latest Updates and Expert Analysis
Philip Bennett
- Jan 10
- 3 min
Benefits of Homeownership
The American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
Philip Bennett
- Jan 7
- 2 min
Importance of a mortgage rate lock: protecting yourself from rising rates
A mortgage rate lock is a commitment from a lender to hold a specific interest rate for a certain period of time, typically 30 to 60...
Philip Bennett
- Jan 7
- 3 min
How to improve your credit score before applying for a mortgage
"How to improve your credit score before applying for a mortgage: tips for increasing your score" If you are planning to apply for a...
Philip Bennett
- Jan 7
- 2 min
Fixed-rate vs adjustable-rate mortgages: which is right for you?
When you are considering taking out a mortgage to finance the purchase of a new home, one of the first decisions you will need to make is...
Philip Bennett
- Dec 9, 2022
- 2 min
$726,200 is The New Loan Limit for 2023
The Federal Housing Finance Agency announced that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than...
Philip Bennett
- Sep 20, 2022
- 26 min
Mortgage Rates 101
Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip Bennett
- Sep 20, 2022
- 4 min
All About Locking Your Mortgage Rate
At some point during the mortgage process, the contract interest rate (the one that ends up on the Promissory Note--the most official...
Philip Bennett
- Sep 11, 2022
- 7 min
A Guide To First-Time Home Buyer Programs, Loans And Grants
The lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
Philip Bennett
- Sep 10, 2022
- 4 min
Things Are About to Get Interesting
It's certainly already been an interesting year for financial markets--especially for housing and interest rates. But most of what's...
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