Philip BennettJan 103 minEducationalBenefits of HomeownershipThe American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
Philip BennettSep 20, 202226 minEducationalMortgage Rates 101Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip BennettSep 20, 20224 minEducationalAll About Locking Your Mortgage RateAt some point during the mortgage process, the contract interest rate (the one that ends up on the Promissory Note--the most official...
Philip BennettSep 20, 20222 minEducationalThe 2 Components of Mortgage Rates: Upfront Cost and the Rate ItselfMortgage rates, for the purposes of this article, will refer to the most commonly-quoted loans available through the most prevalent...
Philip BennettSep 11, 20227 minEducationalA Guide To First-Time Home Buyer Programs, Loans And GrantsThe lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
Philip BennettSep 10, 20224 minEconomy & Mortgage RatesThings Are About to Get InterestingIt's certainly already been an interesting year for financial markets--especially for housing and interest rates. But most of what's...