Benefits of Homeownership
The American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
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Mortgage and Real Estate Market Blog
Mortgage Market Insights: The Latest Updates and Expert Analysis
Philip Bennett
- Jan 7
- 3 min
How to improve your credit score before applying for a mortgage
"How to improve your credit score before applying for a mortgage: tips for increasing your score" If you are planning to apply for a...
Philip Bennett
- Jan 7
- 2 min
The benefits of refinancing your mortgage
Are you thinking about refinancing your mortgage? If so, now may be the perfect time to do it. Interest rates are currently near all-time...
Philip Bennett
- Sep 20, 2022
- 26 min
Mortgage Rates 101
Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip Bennett
- Sep 20, 2022
- 3 min
Home Possible® Mortgage Income Limits & Guidelines
Want to buy a home, but you’re concerned about making a large down payment or not qualifying for first-time homebuyer programs? It’s...
Philip Bennett
- Sep 20, 2022
- 3 min
HomeReady® Mortgages: Guidelines & Limits
Good credit, stable job, just not much saved for a down payment? Fannie Mae can help. Its HomeReady® mortgage program is designed to help...
Philip Bennett
- Sep 20, 2022
- 4 min
All About Locking Your Mortgage Rate
At some point during the mortgage process, the contract interest rate (the one that ends up on the Promissory Note--the most official...
Philip Bennett
- Sep 20, 2022
- 2 min
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
Mortgage rates, for the purposes of this article, will refer to the most commonly-quoted loans available through the most prevalent...
Philip Bennett
- Sep 11, 2022
- 7 min
A Guide To First-Time Home Buyer Programs, Loans And Grants
The lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
Philip Bennett
- Sep 10, 2022
- 4 min
Things Are About to Get Interesting
It's certainly already been an interesting year for financial markets--especially for housing and interest rates. But most of what's...
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