top of page
Finance & Mortgage Education Blog
Your Trusted Source for Mortgage Education, Market Trends & Expert Insights


Fannie Mae Condo Guidelines 2026: New 15% Reserve & Review Rules
Fannie Mae Lender Letter LL-2026-03 retires Limited Review, raises condo reserves to 15%, caps master policy deductibles at $50,000, and eliminates Florida PERS. Expert breakdown of every deadline, document requirement, and insurance change affecting condo buyers, investors, and realtors in 2026.
Philip Bennett (NMLS # 1098318)
Apr 216 min read


Your Local Key Biscayne Mortgage Broker – Get Approved Fast!
Applying for a mortgage can be slow and stressful. We know how frustrating it is. As your local Key Biscayne Mortgage Broker with over...
Philip Bennett (NMLS # 1098318)
Nov 22, 202410 min read


The Rise of Branded Residences in Miami: A Luxury Revolution
Miami's luxury real estate landscape is undergoing a fundamental transformation in 2024, with branded residences emerging as the...
Philip Bennett (NMLS # 1098318)
Nov 1, 20247 min read


Condo Vs Townhouse In Florida: Understanding The Key Differences
Choosing between a condo and a townhouse in Florida can feel overwhelming. Townhouses are often easier to finance and give you more...
Philip Bennett (NMLS # 1098318)
Aug 29, 202413 min read


What Is A Townhouse? Pros And Cons Every Florida Buyer Should Know
Finding the right kind of home can feel overwhelming, especially for first-time buyers . Many are curious about " What Is A Townhouse "...
Philip Bennett (NMLS # 1098318)
Aug 17, 202410 min read


Non Conventional Loan Solutions: Your Ultimate Mortgage Guide
Are you struggling to secure a mortgage due to traditional loan limitations? Non-Conventional Loan options might be your answer. These...
Philip Bennett (NMLS # 1098318)
Aug 15, 20248 min read
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip was able to help us get our dream home.
bottom of page
