How to Know if You'll Qualify for a Mortgage?
A mortgage is a loan that isused to purchase a property or home. The process of obtaining a mortgage involves several steps, including...
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Mortgage and Real Estate Market Blog
Mortgage Market Insights: The Latest Updates and Expert Analysis
Philip Bennett
- Jan 10
- 3 min
Benefits of Homeownership
The American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
Philip Bennett
- Jan 8
- 3 min
Top 10 reasons people move to florida
There are many reasons why people decide to move to Florida, and it's easy to see why. From the warm weather to the affordable housing...
Philip Bennett
- Jan 7
- 2 min
Importance of a mortgage rate lock: protecting yourself from rising rates
A mortgage rate lock is a commitment from a lender to hold a specific interest rate for a certain period of time, typically 30 to 60...
Philip Bennett
- Jan 7
- 3 min
First-time homebuyer's guide to getting a mortgage
Are you a first-time homebuyer looking to secure a mortgage? The process can be intimidating, but with the right preparation and...
Philip Bennett
- Dec 9, 2022
- 2 min
$726,200 is The New Loan Limit for 2023
The Federal Housing Finance Agency announced that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than...
Philip Bennett
- Sep 20, 2022
- 26 min
Mortgage Rates 101
Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip Bennett
- Sep 20, 2022
- 4 min
All About Locking Your Mortgage Rate
At some point during the mortgage process, the contract interest rate (the one that ends up on the Promissory Note--the most official...
Philip Bennett
- Sep 20, 2022
- 2 min
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
Mortgage rates, for the purposes of this article, will refer to the most commonly-quoted loans available through the most prevalent...
Philip Bennett
- Sep 12, 2022
- 2 min
Warrantable vs Non-Warrantable Condos
Warrantable vs Non-Warrantable Condos Are you contemplating buying a condominium in Florida? The first thing you will need to determine...
Philip Bennett
- Sep 11, 2022
- 7 min
A Guide To First-Time Home Buyer Programs, Loans And Grants
The lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
Philip Bennett
- Sep 10, 2022
- 4 min
Things Are About to Get Interesting
It's certainly already been an interesting year for financial markets--especially for housing and interest rates. But most of what's...
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