How To Get A Mortgage Without Tax Returns, Paystubs, or W2's
There are many individuals who, despite being gainfully employed, have difficulty qualifying for a traditional bank mortgage to purchase...
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Mortgage and Real Estate Market Blog
Mortgage Market Insights: The Latest Updates and Expert Analysis
Philip Bennett
- Jan 21
- 3 min
How to Know if You'll Qualify for a Mortgage?
A mortgage is a loan that isused to purchase a property or home. The process of obtaining a mortgage involves several steps, including...
Philip Bennett
- Jan 12
- 2 min
Inflation Watch: How the Consumer Price Index (CPI) Affects Your Mortgage Rates
Welcome to our latest newsletter, where we will be discussing the Consumer Price Index (CPI) and its impact on mortgage rates. The...
Philip Bennett
- Jan 10
- 3 min
Benefits of Homeownership
The American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
Philip Bennett
- Jan 8
- 3 min
Top 10 reasons people move to florida
There are many reasons why people decide to move to Florida, and it's easy to see why. From the warm weather to the affordable housing...
Philip Bennett
- Jan 7
- 2 min
Importance of a mortgage rate lock: protecting yourself from rising rates
A mortgage rate lock is a commitment from a lender to hold a specific interest rate for a certain period of time, typically 30 to 60...
Philip Bennett
- Jan 7
- 3 min
Top 10 mistakes to avoid when applying for a mortgage
Applying for a mortgage is a major financial decision, and it's important to avoid mistakes that could cost you in the long run. Here are...
Philip Bennett
- Jan 7
- 3 min
How to improve your credit score before applying for a mortgage
"How to improve your credit score before applying for a mortgage: tips for increasing your score" If you are planning to apply for a...
Philip Bennett
- Jan 7
- 2 min
Fixed-rate vs adjustable-rate mortgages: which is right for you?
When you are considering taking out a mortgage to finance the purchase of a new home, one of the first decisions you will need to make is...
Philip Bennett
- Jan 7
- 2 min
The benefits of refinancing your mortgage
Are you thinking about refinancing your mortgage? If so, now may be the perfect time to do it. Interest rates are currently near all-time...
Philip Bennett
- Sep 20, 2022
- 26 min
Mortgage Rates 101
Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip Bennett
- Sep 20, 2022
- 3 min
Home Possible® Mortgage Income Limits & Guidelines
Want to buy a home, but you’re concerned about making a large down payment or not qualifying for first-time homebuyer programs? It’s...
Philip Bennett
- Sep 20, 2022
- 3 min
HomeReady® Mortgages: Guidelines & Limits
Good credit, stable job, just not much saved for a down payment? Fannie Mae can help. Its HomeReady® mortgage program is designed to help...
Philip Bennett
- Sep 20, 2022
- 2 min
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
Mortgage rates, for the purposes of this article, will refer to the most commonly-quoted loans available through the most prevalent...
Philip Bennett
- Sep 12, 2022
- 2 min
Warrantable vs Non-Warrantable Condos
Warrantable vs Non-Warrantable Condos Are you contemplating buying a condominium in Florida? The first thing you will need to determine...
Philip Bennett
- Sep 11, 2022
- 7 min
A Guide To First-Time Home Buyer Programs, Loans And Grants
The lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
Philip Bennett
- Sep 10, 2022
- 4 min
Things Are About to Get Interesting
It's certainly already been an interesting year for financial markets--especially for housing and interest rates. But most of what's...
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