Reasons To Move To Florida: A Guide
Updated: Sep 7, 2023
Have you felt the itch to shake things up, to load up your belongings and set off for new horizons? If so, perhaps Florida has flickered across your mental landscape. As someone who's spent countless hours researching the ins and outs of interstate moves, I can confidently share that there's a certain charm in this sun-drenched paradise.
This blog is here to illuminate the reasons why folks just like us are being drawn to its sunny shores – from tantalizing weather and surprisingly pocket-friendly living costs, right down to an energetic cultural scene and some exceptional tax perks! Have we piqued your curiosity yet? Jump on in!
Key Takeaways
✅ Sunny and warm weather: Florida's subtropical climate offers mild winters and hot, humid summers, providing an ideal atmosphere for outdoor activities year-round.
✅ No state income tax: Residents of Florida enjoy significant savings as the state does not impose a tax on personal income.
✅ Beautiful beaches: With over a thousand miles of coastline, Florida is renowned for its stunning beaches that attract both tourists and residents alike.
✅ Job opportunities: Florida's diverse economy provides ample job prospects in sectors such as tourism, healthcare, finance, and technology.
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Top 10 Reasons People are Moving to Florida
We're seeing a large influx of people moving to Florida, and for good reason. This vibrant state offers a host of advantages that make it an ideal home.
Here are the top ten reasons why Floridians are choosing to call the Sunshine State their home:
1️⃣ Pleasant Climate: Florida's warm climate and mild winters attract newcomers who wish to escape colder temperatures.
2️⃣ Financial Benefits: With no state income tax, residents enjoy significant savings. Plus, Florida has a low cost of living with an average home price of $383,000.
3️⃣ Job Opportunities: Florida's diverse economy provides opportunities in various sectors such as tourism, healthcare, finance, and technology.
4️⃣ Affordable Housing: Compared to other states on the east coast, Florida offers affordable housing options which draw many people. Florida is a great place for homeownership as well as investors.
5️⃣ Outdoor Recreation: The beautiful beaches and year-round sunshine provide ample opportunities for outdoor activities.
6️⃣ Tax Advantages: There is no state income tax in Florida – a factor that hugely benefits residents' wallets.
7️⃣ Vibrant Sports Culture: Home to teams like Tampa Bay Buccaneers and Tampa Bay Rays, sports enthusiasts find plenty of action here.
8️⃣ Quality Healthcare: The Sunshine State offers a range of healthcare options including top hospitals and medical centers ensuring residents' health needs are covered.
9️⃣ Cultural Diversity: People from all walks make up the community here in Florida making it rich in culture and diversity.
🔟 Retirement Destination: The warm weather coupled with low property taxes makes it an ideal place for retirees seeking a comfortable life post-retirement.
Explore Bennett Capital Partners' loan Programs page to see all of the programs they have to offer. Some of our most popular programs are Fannie Mae Homepath, Fannie Mae Homestyle, Fannie Mae and Freddie Mac, and FHA mortgages.
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Benefits of Moving to Florida
Moving to Florida offers numerous benefits, including sunny and warm weather, no state income tax, beautiful beaches, cultural diversity, discounts on attractions, a laidback lifestyle, outdoor and indoor activities, affordable housing options for all budgets, job opportunities in various industries, and a vibrant sports culture.
Additionally, Florida's delicious food and drink scene along with its vacation-like lifestyle make it an appealing destination for many.
🎯 Sunny and warm weather
Florida is home to a subtropical climate that showers the state with mild winters and hot, humid summers. This leads to an impressive average of 230 sunny days per year, tipping the scales well above the national average.
The warm and sunny weather in Florida not only highlights its beautiful coastline but also makes it an ideal place for outdoor activities.
Life in Florida can often feel like vacation due to our consistently pleasant weather. Our residents get to enjoy this exquisite weather across all seasons and participate actively in various indoor as well as outdoor activities without any seasonal restrictions.
🎯 No state income tax
One of the significant advantages we often highlight when discussing life in Florida is its lack of state income tax. This financial benefit can lead to substantial savings for residents, especially over time.
Not having a portion of your earnings reserved for state taxes contributes positively to the affordability that 'The Sunshine State' provides. Businesses share this profit too as it encourages their growth and establishes an environment conducive to economic success.
For retirees contemplating where to spend their golden years, minimal taxation acts as a magnet, allowing them to enjoy more from their retirement funds in Florida's warm embrace.
🎯 Beautiful beaches
Florida is renowned for its stunning beaches, stretching over a thousand miles of coastline. From the popular Miami Beach to the breathtaking Clearwater Beach and Siesta Key Beach, there are plenty of options to choose from.
The beautiful beaches in Florida not only attract tourists but also contribute to the state's thriving tourism industry. Moreover, living near these picturesque beaches can have positive effects on both our mental and physical health.
Retirees looking for a relaxed lifestyle will find Florida's beach towns particularly appealing. With so many options to explore, it's no wonder that the beautiful beaches of Florida are one of the top reasons why people are choosing to move here.
🎯 Cultural diversity
Florida is home to a diverse population, with people from various backgrounds, cultures, ethnicities, and walks of life. Its population of over 21 million is incredibly diverse, with no single racial or ethnic group making up more than 30% of residents.
The cultural diversity in Florida is evident in the languages spoken as well. With over 20 languages spoken, including Spanish, French Creole, Haitian Creole, German, Chinese, and Vietnamese among others.
This diversity enriches the state's art, culture, food scene and history; creating a vibrant and inclusive community for those looking to move here.
🎯 Discounts on attractions
Florida offers a wide variety of attractions and activities for residents to enjoy, with many opportunities to save money through discounts. From theme parks like Walt Disney World and Universal Studios to museums, zoos, and botanical gardens, there are plenty of options for entertainment and leisure.
Many attractions offer discounted rates for Florida residents, making it even more affordable to explore the state's cultural and recreational offerings. Whether you're looking for thrilling rides or educational experiences, Florida's discounts on attractions make it an enticing destination for those seeking fun and adventure without breaking the bank.
Not only does Florida provide sunny weather and beautiful beaches but also the chance to experience exciting activities at discounted prices. By taking advantage of these discounts on attractions, residents can make the most of their time in this vibrant state while saving money along the way.
🎯 Laidback lifestyle
Living in Florida offers a laidback lifestyle that many people crave. The sunny climate and warm weather create a relaxed atmosphere where you can enjoy outdoor activities year-round.
Whether it's lounging on beautiful beaches, exploring nature trails, or taking part in water sports, there are plenty of opportunities to unwind and de-stress. Plus, the absence of a state income tax means you can keep more of your hard-earned money, allowing for even more leisurely pursuits.
In Florida, the pace is slower, giving you the chance to embrace a more carefree and enjoyable way of life.
🎯 Outdoor and indoor activities
Florida offers a wide range of outdoor and indoor activities for residents to enjoy. With its warm climate and abundance of sunshine, the state is perfect for year-round outdoor activities.
Whether it's swimming, hiking, fishing, or simply lounging on the beach, Florida's over 1,000 miles of coastline and beautiful beaches provide plenty of opportunities to soak up the sun.
Additionally, Florida boasts more than 175 state parks where you can enjoy hiking and camping while taking in the stunning natural scenery. For those who prefer indoor activities, Florida has a vibrant cultural scene with art galleries, museums, theaters, and music venues to explore.
🎯 Affordable housing
Florida offers a range of affordable housing options, especially in smaller towns. The average home price in Florida is relatively low at $383,000, making it an attractive destination for those looking to purchase property.
Additionally, property taxes in the state are among the lowest in the US, with special breaks available for retired individuals, homeowners, and ex-military personnel. This combination of affordable housing and favorable tax advantages can make living in Florida more financially feasible for many people.
🎯 Job opportunities
Florida offers a wide range of job opportunities in various industries. Whether you're looking for work in tourism, healthcare, finance, or technology, there are plenty of options available.
The state's low corporate tax rate has attracted businesses and created even more job opportunities. One major advantage of living in Florida is the absence of state income tax, allowing residents to keep more of their hard-earned money.
In addition to a thriving job market, Florida also provides excellent educational opportunities with top-notch schools and renowned universities. The warm climate and influx of tourists make tourism-related jobs particularly abundant.
🎯 Retirement destination
Florida's warm climate and mild winters make it an appealing retirement destination. With over a thousand miles of picturesque coastline, retirees can enjoy beautiful beaches all year round.
What sets Florida apart is its lower cost of living compared to other states on the east coast, making it more affordable for retirees to live comfortably. Property taxes in Florida are also among the least expensive in the US, with special breaks for retired individuals, homeowners, and ex-military personnel.
Whether it's golfing, fishing, or simply enjoying outdoor activities throughout the year, Florida offers a vibrant and active lifestyle for those looking to retire in paradise.
🎯 Vibrant sports culture
Florida boasts a vibrant sports culture that adds to the overall benefits of moving to the state. Whether you're a spectator or a participant, Florida offers ample opportunities to enjoy sports.
With professional teams like the Miami Heat, Miami Marlins, Miami Dolphins, and Florida Panthers, there's always an exciting game to watch. Additionally, major sporting events like the Daytona 500 and the Miami Open are held right here in Florida.
No matter what your favorite sport is, whether it's football, basketball, baseball or hockey, you'll find teams in these leagues and more in Florida. So get ready to cheer on your favorite team and be part of the energetic sports scene that Florida has to offer!
🎯 Delicious food and drink
Florida offers a diverse culinary scene with a wide range of cuisines available. Seafood, Cuban sandwiches, and citrus fruits like grapefruits and oranges are popular food options in Florida.
The state's population of over 21 million is incredibly diverse, contributing to a vibrant culinary scene influenced by residents from all over the world. The cultural diversity in Florida is reflected in its languages, with over 20 spoken languages including Spanish, French Creole, Haitian Creole, German, Chinese, and Vietnamese.
Florida hosts various festivals throughout the year, celebrating music, food, and local culture; offering residents and tourists opportunities to indulge in different cuisines.
🎯 Vacation-like lifestyle
Florida's warm subtropical climate offers residents a vacation-like lifestyle. With an average of 230 sunny days per year, there are plenty of opportunities to enjoy outdoor activities and bask in the sunshine.
Whether it's exploring the coastline and beautiful beaches or taking advantage of over 175 state parks and wildlife reserves, residents have endless recreational opportunities right at their doorstep.
The cultural diversity in Florida adds to its vibrant and dynamic lifestyle, attracting people from all over the world. In addition to this, the state's vacation-like atmosphere has also contributed to a thriving culinary scene with delicious food and drink options for everyone to enjoy.
🎯 Easy access to get away
Florida offers easy access to get away with its multiple international airports and well-developed transportation system. Whether you're looking to explore nearby islands and coastal areas by boat or take a relaxing cruise to Caribbean destinations, Florida has you covered.
Additionally, the state's proximity to national and state parks provides opportunities for outdoor adventures and getaways. So, if you're dreaming of easily escaping your daily routine and immersing yourself in nature or exploring new destinations, Florida is the perfect place for you.
How to Become a Resident of Florida
To become a resident of Florida, there are a few steps you need to take:
📌Live in Florida for at least six consecutive months to establish legal residency.
📌Obtain a Florida driver's license and register your vehicle within 30 days of becoming a resident.
📌Register to vote in Florida and update your voter registration within the state.
📌To qualify for in - state tuition rates at Florida colleges and universities, establish legal residency for at least 12 consecutive months.
📌Pay state taxes as a resident, including sales tax on purchases and property taxes on your home.
📌Be prepared to provide proof of employment or financial stability within the state to establish residency.
Considerations Before Moving to Florida
Before making the move to Florida, there are a few important factors to consider. From year-round tourists to variable weather conditions, it's essential to be well-informed before relocating.
Read on for more information and make an informed decision about moving to the Sunshine State.
Year-round tourists
Florida is a top vacation destination for people from all over the world, and it's no wonder why. With its beautiful beaches, vibrant cultural scene, and sunny weather, tourists flock to Florida year-round.
In fact, the state welcomed a staggering 131 million visitors in 2019 alone. This constant stream of tourists adds an exciting energy to the state and contributes to its thriving economy.
So if you're thinking about moving to Florida, get ready for a lively atmosphere with plenty of opportunities for entertainment and exploration.
Variable weather conditions
Florida is known for its variable weather conditions, which make it an appealing destination for those who enjoy a warm climate. With a subtropical climate, mild winters and hot and humid summers are the norm.
In winter, average temperatures range from the low 50s to the mid-70s Fahrenheit, while summers often see temperatures in the mid to upper 90s Fahrenheit. The state boasts an impressive average of 230 sunny days per year, surpassing the national average.
So if you're looking for a place with diverse weather patterns that leans towards warmth and sunshine, Florida has got you covered.
Flood insurance requirement
In 2022, Florida implemented a new requirement for flood insurance. This means that if you're planning to move to the Sunshine State, it's important to be aware of this mandatory coverage.
The cost of flood insurance in Florida can range from $410 to $1,505 per year. As a homeowner, you have the option to purchase flood insurance through FEMA or private policies. It's worth noting that private policies may offer more affordable options.
So, when considering your relocation plans and budgeting for expenses, don't forget about the flood insurance requirement in Florida to ensure you have adequate protection against potential flooding events.
Common allergies
Florida's warm and subtropical climate can contribute to allergies for those sensitive to pollen and mold. The high humidity in the state can also worsen allergies, especially for individuals with respiratory conditions.
Common allergens in Florida include oak, pine, and grass pollen, as well as mold spores. Dust mites are prevalent due to the warm climate, which can trigger allergies. Additionally, coastal areas may have higher levels of allergens from sea breezes carrying pollen and mold spores.
It's important to be aware of these common allergens when considering a move to Florida.
Wildlife encounters
Florida is home to an incredible array of wildlife, making it a paradise for nature lovers. From the iconic alligators that can be seen sunning themselves in the Everglades National Park, to the majestic manatees and playful dolphins found along Florida's coastlines, there are plenty of opportunities to have unforgettable wildlife encounters.
With its unique ecology and diverse habitats, Florida is also a haven for endangered species like the Florida panther and manatee. If you're considering moving to Florida, get ready for exciting wildlife tours and eco-adventures that will allow you to observe and learn about these fascinating creatures up close.
Mortgage Refinancing in Florida: The Ultimate Guide to Lowering Your Monthly Payments & Saving Money
Mortgage refinancing in Florida can be a smart move for homeowners looking to lower their monthly payments and save money. By taking advantage of the current low mortgage rates in the state, homeowners have the opportunity to secure a new loan with more favorable terms.
This can result in significant savings over time. It's important for those considering refinancing to shop around and compare offers from different lenders to ensure they get the best possible rate.
Additionally, Florida's stable real estate market and lack of income tax contribute to its attractive mortgage rates, making it an appealing destination for first-time homebuyers or those looking to refinance their existing loan.
Frequently Asked Questions About Moving to Florida
Is moving to Florida a good move?
Moving to Florida can be a great decision for many reasons. Firstly, the state's warm and sunny weather throughout most of the year is a major draw for people looking to escape harsh winters.
In addition, Florida has no state income tax, which means more money in your pocket. The beautiful beaches along its extensive coastline provide endless opportunities for relaxation and outdoor activities.
Florida also offers a diverse cultural scene, with vibrant cities filled with arts and entertainment options. Whether you're looking for affordable housing, job opportunities, or a retirement destination, Florida has something to offer everyone.
How much money do you need to move to Florida?
Moving to Florida can be an exciting prospect, but it's important to consider the financial aspect. While the exact amount of money you'll need will vary depending on your lifestyle and location within the state, there are a few key expenses to keep in mind.
The average home price in Florida is around $383,000, so you'll want to budget for a down payment and closing costs if you plan on buying property. Property taxes in Florida are relatively low compared to other states, which can help with ongoing expenses.
Additionally, it's worth noting that Florida does not have a state income tax, which can provide some relief for your overall budget. Remember to factor in other costs such as healthcare and insurance premiums when determining how much money you'll need for your move.
Which part of Florida is best to live in?
Florida offers a variety of fantastic locations to live in, each with its own unique charm and appeal. Whether you prefer the vibrant city life or a more relaxed coastal setting, Florida has something for everyone.
The bustling metropolis of Miami is perfect for those seeking a vibrant nightlife and cultural experiences, while Tampa Bay combines city conveniences with beautiful beaches and outdoor activities.
If you're looking for a small-town feel, consider places like Tallahassee or St. Augustine with their rich history and charming communities. For retirees, Naples on the Gulf Coast offers luxurious amenities and stunning natural beauty.
Why are people suddenly moving to Florida?
People are suddenly moving to Florida for a variety of reasons. One major factor is the state's warm climate and mild winters, which make it an appealing destination for those seeking sunshine year-round.
In addition, Florida's over a thousand miles of coastline and beautiful beaches are attracting people from all walks of life. Another key reason is the lower cost of living compared to other states on the east coast, making it financially attractive for many.
Job opportunities in various industries and the lack of state income tax also contribute to Florida's appeal as a top destination for those looking to start anew.
What do you need to know before moving to Florida?
Before moving to Florida, there are a few important things you should know. First, the weather in Florida is warm and sunny most of the year, but it can also be hot and humid during the summer months.
Second, while Florida does not have a state income tax, there are other taxes to consider such as property taxes and sales tax. Third, keep in mind that Florida is known for its tourist attractions and beautiful beaches, which means there may be crowds of tourists year-round.
Fourth, variable weather conditions including hurricanes and flooding are common in certain parts of the state. And finally, it's worth noting that wildlife encounters and common allergies can be factors to consider when relocating to Florida.
Where is the cheapest place to move to in Florida?
If you're looking for an affordable place to move to in Florida, consider checking out some of the smaller towns. These areas often offer a lower cost of living compared to larger cities, making them an attractive option for those on a budget.
In fact, the average home price in Florida is relatively low at $383,000, making it more affordable than other states on the east coast. With its lower cost of living and affordable housing options, moving to one of these smaller towns can be a cost-effective choice, especially for retirees looking to make their dollars stretch further.
What taxes do you pay if you live in Florida?
Living in Florida comes with the benefit of not paying state income tax. This means that residents do not have to worry about a portion of their earnings being deducted for state taxes.
Instead, Florida relies on other sources of revenue such as sales taxes, property taxes, and tourist taxes. Property taxes in Florida are among the least expensive in the country, making it an attractive option for homeowners.
Additionally, Florida has a low corporate tax rate, which is advantageous for businesses operating within the state. Overall, living in Florida offers financial benefits due to its favorable tax structure.
Which city in Florida has the most hurricanes?
Miami is the city in Florida that has the most hurricanes. Its coastal location, along with its proximity to the warm waters of the Atlantic Ocean, makes it particularly vulnerable to these severe weather events.
Over the years, Miami has experienced notable hurricanes like Hurricane Andrew in 1992, which caused significant damage. In response to this threat, Miami has implemented various measures such as improved building codes and evacuation plans to better prepare for and mitigate the impact of hurricanes.
Conclusion
Moving to Florida offers countless benefits and opportunities. From the sunny weather and beautiful beaches to the low cost of living and tax advantages, there are plenty of reasons why people are choosing this vibrant state as their new home.
Whether you're looking for a change of scenery, job opportunities, or a relaxed lifestyle, Florida has something for everyone. So pack your bags and get ready to embrace all that the Sunshine State has to offer!
Key Terms and Additional Resources and Topics
The allure of the Sunshine State is compelling for many, but what specifically makes Florida a great place to live? The cost of living in Florida is just the beginning of the story. In this section, we'll outline the top 10 reasons to move to Florida, delving into both the benefits of living in Florida and the cons of moving to Florida, so you can make an informed decision.
Florida in 2023 presents opportunities and lifestyle choices that appeal to a wide range of people. Whether you're looking at the vibrant community in Florida or the educational options like the University of Florida and Florida State University, the state has something for everyone. Florida and Florida State University are just two examples of the robust educational landscape that Florida is home to many institutions of learning.
If you think of Florida, attractions like Disney World might come to mind, but Florida is currently so much more than that. Its east coast and east coast of Florida regions offer a wealth of opportunities for both work and play. Southern Florida provides a tropical atmosphere that is especially appealing to those looking for year-round warmth. In fact, Florida is an excellent place for entrepreneurs and has a burgeoning tech industry. Florida is a popular destination, not just for tourists but also for those looking to make a permanent move.
But it’s not just the big cities that offer appeal; smaller towns in Florida also have a unique charm. And no matter where you are, the state's favorable tax climate means that residents of Florida enjoy financial perks that those in other states do not. Your decision to move to Florida will depend on various factors, including employment opportunities, lifestyle preferences, and of course, the weather. Florida has one particular advantage: no state income tax. However, Florida doesn't have a perfect score in every category, so it's crucial to weigh the pros and cons.
Speaking of weather, Florida is such a popular destination because of its nearly year-round sunshine. The state offers a variety of climates, from the tropical atmosphere in the south to more temperate environments in the north. Florida is also relatively safe from natural disasters, aside from the well-known hurricane season.
Florida has a lot to offer beyond just beaches and sunshine. For instance, Florida is the third largest state by population, and it continues to grow every year. People choose to live in Florida for its diverse cultural experiences, plethora of outdoor activities, and robust job market. In recent surveys, Florida was ranked highly in terms of happiness and community well-being.
Concerning the economy, the rate in Florida for job growth is promising, and Florida is estimated to continue this upward trajectory. The state is a major exporter of goods, not to mention its world-famous Florida orange juice. Historically speaking, settlements in Florida have a rich cultural and architectural heritage, offering yet one of the many reasons people find the state so captivating.
Relocating to the Sunshine State is a big decision and one that should not be taken lightly. Florida has consistently been a top choice for retirees, but it also offers opportunities for young professionals and families. From its diverse ecosystems to its bustling cities, here are your top reasons to move to Florida. Whether you make Florida your forever home or a temporary residence, the state is welcoming to all.
By weighing the pros and cons, assessing your personal and professional needs, and taking into account the Florida state specifics, you can make a better-informed decision about whether moving to Florida is right for you. Florida is a great place to consider, particularly if you’re drawn to the unique cultural and environmental benefits that Southern Florida has to offer.
FAQs
Why do people move to Florida?
People move to Florida for many reasons including the cost of living, diverse cities and smaller towns, excellent universities, and beautiful beaches.
What are some best places to live in Florida?
Some of the best places to live in Florida include Central Florida, the West Coast of Florida for its settlements and communities, or even east coast areas like the popular destination - The Florida Keys.
What benefits can I get from living in Florida?
Living in Florida offers a lot of benefits such as a relatively low cost of living compared to other states, and a great community vibe especially in smaller towns and certain parts making it one of the top 10 reasons people choose this state.
Is education good if we move to florida?
Yes! Education is another draw for many people as the University Of Florida and other high-standard educational institutions present there provide quality learning opportunities.
Are there any cons associated with moving to florida?
While there are numerous pros such as vibrant life on both coasts and the central part having its own unique charm; it's also important to consider a few cons like the potential for hurricanes which could be crucial depending on your lifestyle needs.
How is employment rate like if we decide moving over?
With rapid growth estimated going into 2023 & beyond, Florida maintains solid job opportunities across various sectors making it an appealing option for relocation.
Philip Bennett
Philip is the owner and Licensed Mortgage Broker at Bennett Capital Partners, Bus. NMLS # 2046828. He earned his degree in Accounting and Finance from Binghamton University and holds a Master's Degree in Finance from NOVA Southeastern University. With more than 20 years of experience, Philip has been a leader in the mortgage industry. He has personally originated over $2 billion in residential and commercial mortgages.
Learn more about Philip Bennett's background and experience on our Founder's page. Whether you're a first-time homebuyer or a seasoned real estate investor, our team is here to help you achieve your real estate goals. Don't wait any longer, contact us today and let us help you find the right mortgage for your needs.
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