Miami Mortgage Broker
Looking for the best Miami Mortgage Broker? Bennett Capital Partners Mortgage Brokers specializes in tailored home loans and commercial loans. Start your journey with us today!
Our Mortgage Services in Miami
Residential Loans
✅ FHA Loans, VA Loans, Conventional Mortgages & Jumbo Loans
Non-QM Loans & Alt Documentation
✅ Bank Statement Loans, Alt-Doc Loans, Non-Warrantable Condos & Condotel Loans
Investor Loans
✅ DSCR Loans, No Ratio, Bridge Loans, Foreign National & Investment Property Loans
Specialized Lending
✅ Private Lending, Hard Money Loans, Construction Loans, Renovation Loans & Commercial Loans
Why Choose Bennett Capital Partners in Miami?
Local Expertise
At Bennett Capital Partners, we pride ourselves on deep knowledge of the Miami real estate market. Whether you're looking for a luxury beachfront condo or a family home, our expertise ensures that you navigate the local market with confidence and ease.
Personalized Service
Every client in Miami receives our full attention and a customized mortgage solution. We take the time to understand your unique financial situation and goals, providing tailored advice to make your home-buying journey as smooth and stress-free as possible.
Competitive Rates
Securing your dream home in Miami shouldn't break the bank. Our team works diligently to connect you with the most competitive mortgage rates available. Save money and enjoy peace of mind knowing you're getting the best financing options in the area.
Current Miami Mortgage Rates
Miami, FL Overview
Miami is a global city known for luxury real estate, cultural diversity, and its location along the Atlantic Ocean and Biscayne Bay. This energetic hub attracts homebuyers and investors who value a sunny climate, lively entertainment, and major nearby landmarks like South Beach and the Miami Design District. With dynamic neighborhoods ranging from Brickell to Little Havana, Miami offers a range of living options for people of all ages.
Real Estate Market in Miami
The Miami real estate market provides condos, single-family homes, and waterfront properties with scenic views. Many developments feature modern amenities, such as rooftop pools, gyms, and concierge services. Thanks to the city’s proximity to Miami Beach, Wynwood, and popular destinations like the American Airlines Arena, residents enjoy a blend of convenience and lifestyle.
Mortgage Financing in Miami
Buyers can choose from several mortgage options, including conventional, FHA, VA, and jumbo loans. Certain condos may allow non-warrantable condo loans, which cater to buildings with unique conditions. These financing solutions help homebuyers and real estate investors find the right plan to purchase luxury homes and oceanfront condos.
Lifestyle and Amenities
Miami’s lifestyle includes year-round events, an active arts scene, and a variety of dining and shopping experiences. Residents can stroll through Bayfront Park, tour art galleries in Wynwood, or explore upscale boutiques in Brickell City Centre. The city also hosts major sports teams, top-rated schools, and recreational spots like Fairchild Tropical Botanic Garden.
Why Choose Miami?
Miami’s stable market, coastal living, and diverse culture make it a prime location for those seeking long-term value. Its blend of business growth, entertainment venues, and pleasant weather adds to its appeal. Many see Miami as a strategic place to invest, live, and enjoy a vibrant, international environment.
Area Resources & Local Links
Official City Resources
Real Estate Resources
Local Amenities
Miami’s coastal charm, world-class attractions, and varied real estate options contribute to its status as a top destination. Its constant evolution and adaptability keep it on the radar for those looking to buy, sell, or invest in one of Florida’s most well-known cities.
Contact Us: Your Local Miami Mortgage Experts
At Bennett Capital Partners, we are dedicated to providing exceptional mortgage services to the Miami community. Whether you're purchasing a new home or refinancing, our team is here to assist you. Contact us today to discuss your mortgage needs.
Contact Our Team
Office Location
1101 Brickell Ave STE 800
Miami, FL 33131
Phone
305-407-0747
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM
Saturday: By Appointment
Service Areas: Miami & Surrounding Communities
Common Miami Mortgage Broker FAQs
What makes Bennett Capital Partners Mortgage Brokers different from other mortgage lenders in Miami?
Bennett Capital Partners Mortgage Brokers provide tailored mortgage solutions in Miami, specializing in residential, private, and commercial loans. We offer competitive rates by partnering with top lenders and expertise in FHA, VA, jumbo, non-QM, and DSCR loans. With deep local knowledge of Miami's real estate market and a commitment to clear communication, we ensure a seamless loan process for our clients.
What types of home loans are available in Miami?
Miami offers diverse real estate, from luxury waterfront condominiums to single-family homes. This means a variety of mortgage options are available, including conventional loans, jumbo loans (for high-priced properties), FHA-insured loans, VA loans for eligible veterans, condo loans, non-warrantable condo loans, condotel loans, private lending, hard money loans, and bridge loans. We can also discuss specialized financing programs to suit your specific needs and the property type you're considering in Miami.
What credit score is needed for a mortgage in Miami?
To qualify for a mortgage in Miami, the required credit score depends on the loan type. FHA loans typically require 580, while conventional loans need at least 620. VA loans often accept scores as low as 580, and jumbo loans usually require 680 or higher. Every scenario is unique, so contact Bennett Capital Partners Mortgage for personalized advice tailored to your situation.
How much down payment is required for a Miami home?
The down payment for a home in Miami varies by loan type. FHA loans require 3.5%, conventional loans start at 3%, and VA loans often need no down payment. Jumbo loans for high-value properties typically require 10-20%. Every scenario and program is different, so contact Bennett Capital Partners Mortgage for personalized guidance tailored to your needs.
Are there any special considerations when getting a condo loan in Miami?
Getting a condo loan in Miami requires considering whether the condo is warrantable (eligible for conventional loans) or non-warrantable (requiring specialized financing like non-QM loans). Lenders also review the homeowners association's (HOA) financial health, and down payment requirements are typically higher for condos, often starting at 10%. For expert assistance with Miami condo loans, contact Bennett Capital Partners Mortgage Brokers.
What Our Clients Say
Alex S.
Philip was highly recommended to me and he did not disappoint. He was incredibly helpful and honest throughout the entire process, getting us the best program that matched our needs. We really didn't think we had a chance and luckily Philip made it happen for us.