Generation Z and the Homeownership Dream: What You Need to Know"
Purchasing a home is becoming an increasingly difficult task for Generation Z, also known as "Zoomers." A survey found that 86% of Gen...
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Mortgage and Real Estate Market Blog
Mortgage Market Insights: The Latest Updates and Expert Analysis
Philip Bennett
- Jan 21
- 3 min
How to Know if You'll Qualify for a Mortgage?
A mortgage is a loan that isused to purchase a property or home. The process of obtaining a mortgage involves several steps, including...
Philip Bennett
- Jan 10
- 3 min
Benefits of Homeownership
The American Dream of homeownership has long been touted as the path to financial stability and independence. While renting can certainly...
Philip Bennett
- Jan 7
- 2 min
Benefits of refinancing: why you should consider it
Refinancing your mortgage can be a great way to save money, lower your monthly payment, or change the terms of your loan. Here are a few...
Philip Bennett
- Jan 7
- 2 min
Closing costs: what you need to know before buying a home
When you buy a home in Florida, there are a variety of closing costs you will need to pay. It's important to understand what these costs...
Philip Bennett
- Jan 7
- 2 min
Importance of a mortgage rate lock: protecting yourself from rising rates
A mortgage rate lock is a commitment from a lender to hold a specific interest rate for a certain period of time, typically 30 to 60...
Philip Bennett
- Jan 7
- 2 min
Benefits of a mortgage broker: why you should work with one
Are you considering a mortgage broker to help you find the right mortgage? Here are a few reasons why working with a mortgage broker can...
Philip Bennett
- Jan 7
- 3 min
Top 10 mistakes to avoid when applying for a mortgage
Applying for a mortgage is a major financial decision, and it's important to avoid mistakes that could cost you in the long run. Here are...
Philip Bennett
- Jan 7
- 3 min
First-time homebuyer's guide to getting a mortgage
Are you a first-time homebuyer looking to secure a mortgage? The process can be intimidating, but with the right preparation and...
Philip Bennett
- Jan 7
- 2 min
Fixed-rate vs adjustable-rate mortgages: which is right for you?
When you are considering taking out a mortgage to finance the purchase of a new home, one of the first decisions you will need to make is...
Philip Bennett
- Jan 7
- 2 min
The benefits of refinancing your mortgage
Are you thinking about refinancing your mortgage? If so, now may be the perfect time to do it. Interest rates are currently near all-time...
Philip Bennett
- Sep 20, 2022
- 26 min
Mortgage Rates 101
Part 1: What is a Mortgage? When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright,...
Philip Bennett
- Sep 20, 2022
- 4 min
All About Locking Your Mortgage Rate
At some point during the mortgage process, the contract interest rate (the one that ends up on the Promissory Note--the most official...
Philip Bennett
- Sep 20, 2022
- 2 min
The 2 Components of Mortgage Rates: Upfront Cost and the Rate Itself
Mortgage rates, for the purposes of this article, will refer to the most commonly-quoted loans available through the most prevalent...
Philip Bennett
- Sep 11, 2022
- 7 min
A Guide To First-Time Home Buyer Programs, Loans And Grants
The lure of first-time homeownership is powerful. Your focus could be building generational wealth or creating an investment to sell when...
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